I started this because…I had to!

The change in my own life was so grand, creating a complete turn around in my personal/financial stability and confidence that I had to do something to share what I now know.   This project is the results of that desire.

The decision

In 2006, I made a commitment to stop using credit cards and to stop creating debt no matter what.  I wanted to stop owing money to anyone else, meaning banks, friends and family.  My debt accumulation was outrageous compared to my income and I realized I could never thrive or even survive doing things the way I was. 

I had to change.

The decision to live on what I earned without using credit cards drastically changed every aspect of my life.  The out of control feeling of not knowing if I had enough disappeared. The shame of knowing I was financially messed up and stuck on what I didn’t have just about instantly evaporated, leaving a stable and certain understanding of what I do have and how, as my true self, I can…

…CHOOSE the life I want.  

I realized the freedom in knowing you really can do the things you choose when you don’t have to owe anyone in order to have what you want.

Debt = Bondage.

Debt equals being cut off from opportunities and possibilities, limitations and restrictions of self imposed proportions.

My mission 

…is to guide others to financial stability and gain power over money. It was a 15 year journey for me and it does not have to be for you. Let me give you a road map and let my experience serve as a shortcut to relief. Everyone can end the worry and restless nights by learning how to USE money and some cool tools to unleash your real hopes and dreams to enjoy life and really live!